Schedule a call Independent PEO advisory
Independent guidance across 40+ PEOs and benefit options. We compare the market, negotiate the deal, and stay involved long after implementation.
✓ Our vendors pay us directly. There is no fee for working with us.
MARKET REVIEW
Medical & total employment cost
ComparedService model & technology
VettedRenewal exposure & contract terms
NegotiatedPEO and non-PEO alternatives
ConsideredBuilt around the decision, not the sale.
We audit the increase, benchmark the market, and create leverage before your deadline.
We separate fixable issues from structural problems and hold the provider accountable.
We manage the process, narrow the field, and show you the differences that actually matter.
A real apples-to-apples analysis
PEO pricing is only useful when you understand what sits behind it. We evaluate the economics, the coverage, and the day-to-day experience together.
Medical, administration, workers' compensation, taxes, fees, and the variables that can move after implementation.
Plan design, networks, contributions, ancillary coverage, and alternatives outside the PEO when they deserve a look.
Who supports your team, how problems escalate, and whether the platform fits the way your company actually works.
Renewal exposure, rate guarantees, cancellation language, compliance support, and the fine print that becomes expensive later.
The AllSet process
You get one experienced advisor, one organized process, and one analysis built around your priorities.
We learn your current setup, pain points, workforce, and what a better outcome actually means.
We identify the best-fit providers, manage the RFP, and keep unnecessary sales noise away from your team.
We normalize the numbers, pressure-test the differences, and negotiate pricing and terms.
We stay involved through onboarding, escalations, and future renewals. The relationship does not end at signature.
The right answer may not be a PEO
PEO, ASO, standalone payroll, open-market benefits, level-funded coverage, and HR support—or a blended approach. We evaluate the structure that makes sense now and leaves room for what comes next.
“The goal isn't to place you with a PEO. The goal is to help you make the right decision.”
That independence changes the conversation.
Proof over promises
Good PEO advice should show up in the numbers and in the experience after the contract is signed.
Every recommendation is built for the client in front of us. Savings vary, but the discipline of the process does not.
With just five employees enrolled in benefits, this New York services company reduced its annual costs by $60,000 by moving to a PEO. The savings included all PEO fees.
PEO PLACEMENT · ALL FEES INCLUDEDAlready using a PEO, this nonprofit saved more than $125,000 annually by switching to a better-fit provider. Those savings helped fund additional programs and improve employee benefits.
PEO SWITCH · NONPROFIT IMPACTWith 125 employees but only 18 enrolled in benefits, this Texas company was not a good fit for a PEO. We found a health plan outside the PEO model that reduced annual costs by $125,000.
NON-PEO SOLUTION · 18 OF 125 ENROLLEDSeveral companies offering employee benefits for the first time secured coverage through a PEO at 20% to 40% less than their open-market options.
FIRST-TIME BENEFITS · PEO VS. OPEN MARKET
Meet Matt Berkowitz
After years of selling PEO services for major providers, Matt founded AllSet to give small and midsize businesses the guidance he believed the buying process was missing.
There is no handoff to a junior rep and no pressure to choose the easiest option. Matt leads the analysis, asks the uncomfortable questions, negotiates the deal, and remains available when something needs attention.
Good questions deserve clear answers
There is no fee for working with AllSet. Our vendors pay us directly.
No. We help companies entering a PEO for the first time, reviewing an existing relationship, preparing for renewal, or deciding whether a non-PEO structure is better.
No. We narrow the market before demos begin, coordinate the process, and keep your team focused on a small number of credible options.
We support implementation, help resolve escalations, and remain involved at renewal. The goal is a long-term relationship that continues to perform.
Start with a straightforward conversation
No pressure and no parade of sales reps. We'll start with where you are, what is not working, and whether a market review makes sense.